Learn it before you buy it
Plain-English guides written by our licensed brokers — the mission is in the name: educate first, so you can Buy Better & Save.
Matt Briegel named President of BNI Clay-Platte
Our founder leads a 40-member Northland referral chapter for the next year, and the benefits option many small businesses haven't heard of.
ICHRA & QSEHRA for Kansas City employers
Tax-free health allowances instead of a group plan: 2026 limits, employee classes, and why the state line changes the math.
Level-funded vs. traditional group health plans
Two ways to buy a group plan, one priced on your team's health. How each works and which groups come out ahead.
Top 10 questions to ask your health insurance broker
What to ask before you trust anyone with your coverage — including the one about how brokers get paid.
Health insurance brokers in Kansas City: the complete guide
What a broker actually does, what one costs (nothing), and how to pick a good one on either side of the state line.
How to estimate your annual health care costs
Fixed costs, surprise costs and your worst-case ceiling — how to add up what a year of care will really cost.
What to do if you miss open enrollment
Missed the window? SEPs, Medicaid, short-term plans and four more doors that may still be open.
The top 7 things you need to know about open enrollment
The deadline, the hidden costs, the subsidy check — what actually matters during the Nov 1 – Jan 15 window, without the panic.
How to compare health insurance plans without losing your mind
Six steps to shop plans with confidence — real needs, the big-four costs, networks, hidden gotchas and timing.
How to lower your monthly health insurance premiums
Ten levers that actually shrink the monthly bill — deductibles, metal tiers, subsidies — and the trade-off behind each.
What does health insurance actually cover?
The whole map: what nearly every plan covers, what almost none do, and what deductibles and copays actually mean.
The top 5 mistakes people make when choosing a health plan
Premium-only shopping, network surprises, the unread drug list — the five errors that cost the most, and the fix for each.
Health insurance in Missouri: the complete guide
Marketplace, private and safety-net options for Missourians, in one plain-English walkthrough.
Marketplace insurance in Missouri: how it works
Healthcare.gov, subsidies and Missouri-specific wrinkles — what to know before you shop.
Affordable health insurance in Missouri: real routes
Subsidies, catastrophic plans, Medicaid and the trade-offs of each — with honest numbers.
What is a Medicare Supplement plan?
Medigap in kitchen-table English: what the letters mean and who actually needs one.
Medicare Supplement plans in Missouri
How Medigap pricing and enrollment work on the Missouri side of the metro.
The top 5 Medicare Supplement plans, compared
Plan G, Plan N and friends, side by side — coverage, costs and the fine print.
Group health for owners without an HR department
What setting up a 2–50 employee plan really involves, start to renewal.
